It's important to know what pet insurance is not.
For example, it is not the same as human health insurance. Pet insurance is primarily a reimbursement type insurance policy. This has the advantage that you can select the veterinarian you want. Since the pet insurance company reimburses you, the veterinarian really has no involvement in the insurance. |
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Exclusions “What does pet insurance cover?” This question is as important as, “What does pet insurance not cover?” Pet health insurance exclusions are a very important part of this question. If something is listed in your policy’s exclusions it is just that -- excluded. Be sure to determine what exclusions will apply to your pet when purchasing a pet insurance policy. |
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Pet Insurance As An Employee Benefit? 
Pet insurance as an employee benefit, could that really be true? Due to our current tough economic times, most employers these days are scaling back the benefits that they offer employees. Interestingly enough, the perk of pet insurance is gaining popularity. |
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Important Facts About Pre-Certification  Pre-certification is an important consideration when selecting a pet insurance policy. Pre-certification is when a pet insurance company requires prior approval before they will pay benefits on a claim. Pre-certification has advantages and disadvantages.
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Catastrophic, Emergency and Full Coverage
Most pet insurance companies have several different policy types available for purchase. The difference between policies is in the type of coverage provided as well as benefits paid versus the cost of the policy. |
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Pet Insurance Basics
